Glossary
Deductible
The Social Insurance Institution for Trade and Industry SVA and the insurance for civil servants BVA have a so-called deductible of 20% for medical services. This means that you have to pay 20% of the medical services yourself.
Deductible
A deductible of 20% applies with the Social Insurance Institution for Commerce and Trade (Sozialversicherungsanstalt der gewerblichen Wirtschaft, SVA) and the Social Insurance Institution for Public-Sector Employees (Versicherung für Beamte, BVA) for medical services. This means that 20% of the medical service provided must be borne by the insured persons themselves. There is no deductible for children insured under dependent coverage and for stays in hospital.